Owner-financing sounded easy: just collect a check every month. Then came the reality - chasing late payments, worrying about taxes and insurance, being tied to one borrower for years. It turned into a lot more work than you signed up for. And the faceless call centers just want to lowball you and move on.
2-minute form, or just text me.
Usually within 24 hours.
I handle the paperwork.
“Your note started as a handshake and a house. You just want your money without the runaround, and I get that. I'm right here in Texas, and I'm not afraid of a messy note or a tough house.”
I've rehabbed over a thousand houses all across Texas, so the collateral doesn't scare me. Most note buyers are afraid of ever getting the house back. I don't want it back either - but if it ever came to that, it's no threat to me. I'm local, I know exactly what to do with a house, and I've handled tough situations for 20 years. That's why I can pay more and buy the nuanced, messy paper a note-only buyer has to pass on. I'm in the note and rehab business.
I had a messy portfolio of land notes over in Oklahoma that most buyers wouldn't touch. Craig worked through every bit of it, closed it clean, and did exactly what he said he would do. Easy to deal with from the first call to the last.
These guys have been around a long time, and I trust them to do what they say they are going to do. That is rare in this business, and it is why I keep coming back.
I was new to this. Craig showed me the ropes, answered every question, and made the whole transaction easy. No pressure and no surprises.
A few of the sellers I have worked with. More reviews on Google as they come in.
Because I'm not afraid of the house behind the note, I can say yes when other buyers say no:
It depends on the details - the unpaid balance, the interest rate, how long it's been paid, the payment history, and the property behind it. Tell me about your note and I'll walk you through how the number is figured and get you a fair cash offer, usually within 24 hours. No cost and no obligation.
Most sellers get a cash offer within 24 hours of reaching out. Once we agree on a number, closing typically takes a few weeks - I handle the paperwork and the details so you don't have to.
Yes. You don't have to sell the whole thing. A partial sale lets you take a lump of cash now while keeping some of the future payments. If that fits you better, we can structure it that way.
That's exactly the kind of note I buy. Late payers, spotty history, even non-performing notes - because I understand the house behind the note, a rough payment record doesn't scare me off the way it does most buyers.
Prefer to text? Send a photo of your note to 817-730-4271.